Investments in the New Year: ideas, options and recommendations

People who have money want to protect it from depreciation, or better yet, increase their capital. This is achieved through a variety of investments in various assets or areas of activity, known as investments.

Investment Ideas

It’s important to understand that all investment options are associated with risk. Moreover, the combination of return and risk is usually inversely proportional. That is, the higher the potential return, the more risky the investment may be in terms of loss.

Investment ideas include the following:

1. Investing in financial assets. These can include stocks and bonds, or securities, derivatives, and portions of mutual funds, ETFs, and other funds. We offer the best ETFs to buy based on recommendations from leading experts. These options are among the riskiest, but can generate significant profits.
2. Investing in precious metals, primarily gold and silver. The market for these assets is liquid, meaning the metal can always be sold. Gold, silver, and platinum typically appreciate in price over the years.
3. However, the increase may be small, so these options are used more for saving money than for making money.
4. Buying real estate. It can also be sold if necessary, but the increase in value may be small, and it may not always be possible to sell it quickly. This asset is highly reliable, but requires maintenance costs and taxes.
5. Buying cryptocurrency and investing in startups are suitable for the riskiest transactions. These markets experience strong ups and downs, and these are the most volatile assets in terms of profitability.

Investment Guidelines

First, you need to research the market, the state of affairs in specific sectors, and assess the size of your investment and the investment horizon (i.e., the time frame for which you will be investing). It’s important to understand that investments are considered long-term investments of 3-5 years or more; short-term transactions of days or weeks, and months, are considered speculative.

It’s also worth diversifying your assets. For example, if you’re investing in the financial sector, you could buy securities, invest in mutual funds, and purchase gold. You could also buy more secure bonds and riskier cryptocurrencies, wisely distributing their shares in your investment portfolio.

It’s important to consider commissions, taxes, and other fees when investing; they’re inevitable in any financial activity.